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Payment Intelligence

A payment engine that routes every payment with AI to the highest approval rate and the lowest cost.

Payment GatewayAccept card payments securely through a single integration.Adaptive AI RoutingAn AI engine that routes every transaction to the highest approval rate.Smart RetryAutomatically retries failed transactions at the optimal moment.Payment FormA brandable, shareable checkout page ready in minutes.Card VaultStore cards securely with PCI-compliant tokenization.InstallmentsShow BIN-based installment and interest options at checkout.

Use Cases

Smart Routing & CascadingRoute every transaction to the best path.Cost Optimization & GuardCut processing fees automatically.Dynamic Failover RecoveryRetry declines on alternate acquirers.Returning User ExperienceFrictionless checkout for known users.

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By Industry

Fintech E-commerce BNPL iGaming Travel Cryptocurrency

AI Engines

Adaptive AI RoutingLearns which bank approves best for each payment.Cost Prediction EngineForecast fees per route in real time.Cascade IntelligenceOptimal retry order on decline.Conversion OptimizerMaximize authorization rates.

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Models

FraudNet

RouteOptim

DeviceDNA

RiskCore

AnomalyGuard

BioPattern

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The 2026 Device Intelligence Report: 23B+ events analyzed

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PAYMENT INFRASTRUCTURE & MANAGEMENT

Payment Form

Collect payments in minutes with a ready, brandable payment form and a shareable payment page.

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Related capabilities

Payment Gateway

Accept card payments securely with a single integration and manage every sales channel from one place.

Adaptive AI Routing

Card Storage

Ready to replace your payment stack?

Talk to our team and get a live demo tailored to your integration complexity.

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Payment Form — Lunixi