Lunixi
Fraud & Risk

Stop fraud in milliseconds — without adding checkout friction

Every transaction is scored in real time from device, velocity and network signals. Step-up only when the risk justifies it, with an explainable reason on every decision.

Real-time decisions, explained

Every payment gets allow, review, 3-D Secure or block in milliseconds — always with a plain reason code your team can read.

Device & behavior signals

VPN use, missing fingerprints, copy-paste bursts and typing patterns raise the score before authorization ever happens.

Adaptive 3-D Secure

Step-up triggers only when risk justifies it — trusted customers stay frictionless.

Velocity guards

Race-proof counters per card, IP, device or customer. Sudden bursts are caught the moment they start.

Block & allow lists

Global and per-merchant lists across 8 data types — from card BIN and e-mail to IBAN and wallet address.

Human-approved ML

Three gradient-boosted models score fraud, betting and merchant risk. Every new version ships shadow → canary → approved.

Ready to replace your payment stack?

Talk to our team and get a live demo tailored to your integration complexity.

Enterprise inquiry [email protected]

Real-Time Fraud Detection & Risk Scoring — Lunixi