Lunixi

Security & Compliance

PCI DSS, 3DS 2.2, CBRT compliant payment infrastructure with HSM key management and full audit trail.

Built for regulated environments

Every architectural decision was made with compliance in mind — not bolted on after.

PCI DSS Scope Minimization

Hosted fields and tokenization keep raw card data off your infrastructure entirely.

3DS 2.1 & 2.2

Full frictionless and challenge flow support. Step-up triggered automatically by risk score.

CBRT Guideline Ready

Transaction monitoring, suspicious activity detection, and behavioral fraud signals aligned with Central Bank requirements.

Immutable Audit Trail

Every state transition, every routing decision, every risk signal — persisted and queryable.

HSM Key Management

All cryptographic keys stored in Hardware Security Modules. No software key exposure.

Log Redaction

PAN, CVV, and all PII are automatically redacted from logs, APM, and exception traces.

Distributed Lock

Redis-based distributed locking prevents race conditions across multi-pod deployments.

IP Allowlist

Per-merchant IP allowlisting for API access. Scoped API keys with fine-grained permissions.

Immutable Audit Log

Append-only event store. Every state transition is hash-chained and tamper-evident.

Penetration Testing

Regular third-party penetration tests. Reports available under NDA.

Security & Compliance — Lunixi